.terms-layout{display:flex;flex-direction:column;gap:32px}.terms-hero{margin-bottom:8px}.terms-toc{border-radius:var(--radius-lg);border:var(--border-thin);padding:var(--space-5);background:radial-gradient(circle at 0 0,rgba(18,123,97,0.25),transparent 55%),var(--color-bg-soft)}.terms-toc-title{font-size:var(--font-size-lg);letter-spacing:0.18em;text-transform:uppercase;margin-bottom:var(--space-3)}.terms-toc-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-2);font-size:var(--font-size-sm)}.terms-toc-list a{display:inline-flex;align-items:center;gap:8px;padding:4px 0}.terms-toc-list a::before{content:"";width:6px;height:6px;border-radius:999px;background:radial-gradient(circle at 30% 20%,#ffe9c3,#c99a4b)}.terms-section{scroll-margin-top:96px}.terms-section p strong{color:var(--color-neutral-100)}.terms-cta{display:flex;flex-wrap:wrap;gap:var(--space-3);margin-top:var(--space-4)}@media (max-width:768px){.terms-toc-list{grid-template-columns:1fr}.terms-cta .btn{width:100%}}